Unsecured debt - Citizendia

Securities

Securities Bond Equities Investment Fund Derivatives Structured finance Agency Securities
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Structured Finance Securitization Asset-backed security Collateralized debt obligation Collateralized mortgage obligation Credit-linked note Mortgage-backed security Commercial mortgage-backed security Residential mortgage-backed security Unsecured bond Agency Securities
Derivatives Options Warrants Futures Forwards Swaps Credit Derivatives Hybrid Securities
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In finance, unsecured debt refers to any type of debt or general obligation that is not collateralized by a lien on specific assets of the borrower in a bankruptcy or liquidation. A security is a Fungible, Negotiable instrument representing financial value In Finance, a bond is a Debt security, in which the authorized issuer owes the holders a debt and is obliged to repay the principal and Interest Software for Fixed assets management and Stock control developed in 2004. A collective investment scheme is a way of investing money with other people to participate in a wider range of investments than those feasible for most individual investors Derivatives are Financial instruments whose values depend on the value of other underlying financial instruments Structured finance is a broad term used to describe a sector of Finance that was created to help transfer Risk using complex legal and corporate entities Agency Securities are specific Securities that are issued by either Ginnie Mae, Fannie Mae, Freddie Mac or the Federal Home Loan Banks The bond market (also known as the debt, credit, or fixed income market) is a Financial market where participants buy and sell Debt A stock market, or (equity market is a private or public market for the trading of company Stock and derivatives of company A futures exchange is a central financial exchange where people can trade standardized Futures contracts; that is a contract to buy specific quantities of a Commodity The foreign exchange ( currency or forex or FX) market refers to the market for currencies. Commodity markets are markets where raw or primary products are exchanged The spot market or cash market is a Commodities or Securities market in which goods are sold for Cash and delivered immediately Over-the-counter ( OTC) trading is to Trade Financial instruments such as Stocks bonds, commodities or derivatives In finance a fixed rate bond is a bond with a fixed coupon (interest rate as opposed to a Floating rate note. Floating rate notes ( FRNs) are bonds that have a variable coupon, equal to a Money market Reference rate, like LIBOR or A Zero coupon bond (also called a discount bond or deep discount bond) is a bond bought at a price lower than its Face value, with the face value Inflation-indexed bonds (also known as inflation-linked bonds or colloquially as linkers) are bonds where the principal is indexed to Inflation Commercial paper is an unsecured Promissory note with a fixed maturity of one to 270 days A perpetual bond, which is also known as a Perpetual or just a Perp, is a bond with no Maturity date. A Corporate Bond is a bond issued by a Corporation. The term is usually applied to longer-term debt instruments generally with a maturity date falling at least a A government bond is a bond issued by a national government denominated in the country's own Currency. In the United States, a municipal bond (or muni) is a bond issued by a city or other local government or their agencies A sovereign bond is a bond issued by a national Government. Bonds issued by national governments in the country's own currency are also referred as Government Software for Fixed assets management and Stock control developed in 2004. In financial markets, a share is a Unit of account for various financial instruments including Stocks Mutual funds Limited partnerships Initial public offering (IPO, also referred to simply as a "public offering" is when a company issues Common stock or shares to the public for the first In Finance, short selling or "shorting" is the practice of selling a Financial instrument that the seller borrows first (does not own and then A mutual fund is a professionally managed type of collective investments that pools money from many investors and Invests it in Stocks bonds, An index fund or index tracker is a Collective investment scheme (usually a Mutual fund or Exchange-traded fund) that aims to replicate the movements of An exchange-traded fund (or ETF) is an investment vehicle traded on Stock exchanges much like Stocks. A closed-end fund, or closed-ended fund is a Collective investment scheme with a limited number of shares. A Segregated Fund (Seg Fund is a type of Investment fund administered by Canadian insurance companies in the form of individual variable Life insurance A hedge fund is a private Investment fund open to a limited range of investors which is permitted by regulators to undertake a wider range of activities than other investment Securitization is a Structured finance process which involves pooling and repackaging of Cash flow producing financial Assets In Finance, an asset-backed security is a type of debt security that is based on pools of Assets or collateralized by the cash flows from a specified pool For other subjects with the same abbreviation see CDO. Collateralized debt obligations (CDOs are an unregulated type of Asset-backed security A collateralized mortgage obligation (CMO is a financial debt vehicle that was first created in June 1983 by investment banks Salomon Brothers and First Boston for A credit linked note (CLN is a form of funded Credit derivative. A mortgage-backed security (MBS is an Asset-backed security whose cash flows are backed by the principal and interest payments of a set of Mortgage loans Payments See also Mortgage-backed security Commercial mortgage-backed securities ( CMBS) are a type of bond commonly issued in American Residential mortgage-backed securities ( RMBS) are a type of bond commonly issued in American security Markets. Agency Securities are specific Securities that are issued by either Ginnie Mae, Fannie Mae, Freddie Mac or the Federal Home Loan Banks Options are financial instruments that convey the right but not the obligation to engage in a future transaction on some Underlying security, or in a Futures In Finance, a warrant is a security that entitles the holder to buy stock of the company that issued it at a specified price which is usually higher than the stock In Finance, a futures contract is a standardized Contract, traded on a Futures exchange, to buy or sell a certain Underlying instrument A forward contract is an agreement between two parties to buy or sell an asset at a specified point of time in the future For the Thoroughbred horse racing champion see Swaps (horse. In finance a swap is a derivative in which two counterparties In Finance, a credit derivative is a derivative whose value derives from the Credit risk on an underlying bond loan or other financial asset '"Hybrid securities"' often referred as "hybrids" are a broad group of securities that combine the elements of the two broader groups of securities Debt and The field of finance refers to the concepts of Time, Money and Risk and how they are interrelated Debt is that which is owed usually referencing Assets owed but the term can cover other obligations In lending agreements collateral is a borrower's asset that is Forfeited to the lender if the borrower is insolvent—that is unable to pay back the principal and interest on In Law, a lien is a form of Security interest granted over an item of Property to secure the payment of a Debt or performance of some other Bankruptcy is a legally declared inability or impairment of ability of an individual or organization to pay their Creditors Creditors may file a bankruptcy petition against

In the event of the bankruptcy of the borrower, the unsecured creditors will have a general claim on the assets of the borrower after the specific pledged assets have been assigned to the secured creditors. A secured loan is a Loan in which the borrower pledges some asset (e

Although in a liquidation the unsecured creditors will usually realize a smaller proportion of their claims than secured creditors. A secured loan is a Loan in which the borrower pledges some asset (e

In some legal systems, unsecured creditors who are also indebted to the insolvent debtor are able (and in some jurisdictions, must) set-off the debts, which actually puts the unsecured creditor with a matured liability to the debtor in a pre-preferential position.