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To act as a store of value, a commodity, a form of money, or financial capital must be able to be reliably saved, stored, and retrieved - and be predictably useful when it is so retrieved. A commodity is anything for which there is demand but which is supplied without qualitative differentiation across a market Money is anything that is generally accepted as Payment for Goods and services and repayment of Debts. Financial capital is money used by Entrepreneurs and Businesses to buy what they need to make their products or provide their services

This is distinct from the standard of deferred payment function which requires acceptability to parties one owes a debt to, or the unit of account function which requires fungibility so accounts in any amount can be readily settled. A standard of deferred payment is the accepted way in a given Market, to settle a Debt. Debt is that which is owed usually referencing Assets owed but the term can cover other obligations A unit of account is a standard monetary unit of measurement of the market value/cost of goods services or assets Fungibility is the property of a good or a Commodity whose individual units are capable of mutual substitution It is also distinct from the medium of exchange function which requires durability when used in trade, and a minimum of opportunity to cheat others. An economic transaction or Trade involves the voluntary exchange of goods and services between two or more entities

When currency is stable, money can serve all four functions. A currency is a unit of exchange, facilitating the transfer of Goods and/or services It is one form of Money, where money is Money is anything that is generally accepted as Payment for Goods and services and repayment of Debts. When it isn't, such as during times of hyperinflation or when complex and volatile forms of financial capital are involved, it becomes important to identify alternative stores of value, of which common ones are:

While these items may be inconvenient to trade daily or store, and may vary in value quite significantly, they rarely or never lose all value. Art refers to a diverse range of Human activities creations and expressions that are appealing to the Senses or Emotions of a human individual An antique ( Latin: antiquus; old is an old Collectible item It is collected or desirable because of its age rarity condition utility or other unique Livestock is the term used to refer (singularly or plurally to a Domesticated Animal intentionally reared in an agricultural setting to produce such as Food African currency was originally formed from basic items materials animals and even people available in the locality to create a Medium of exchange. The economic value of a good or service has puzzled economists since the beginning of the discipline This is the point of any store of value, to impose a natural risk management simply due to inherent stable demand for the underlying asset. For non-business risks see Risk or the disambiguation page Risk analysis. It need not be a capital asset at all, merely have economic value that is not known to disappear even in the worst situation. Capital asset has two related meanings in the fields of accounting and financial economics In principle, this could be true of any industrial commodity, but gold and precious metals are generally favored because of their demand and rarity in nature, which reduces the risk of devaluation associated with increased production and supply. Devaluation is a reduction in the value of a Currency with respect to other monetary units

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